But we were still able to sock away $1025, bringing EF total to $11233.98 w/interest. Next month we should accomplish our $12K EF goal this year. No sir! We are gonna keep going till we reach our target goal EF $36K.

We have reached a milestone in our EF balance savings. We have over $10K as of today Friday the 13th. I just hope nothing bads to happen on our savings goal. Gosh!

Wow! Another few months 12K EF achieved!

It feels good knowing we'd accumulated this much so far. With the cost of fuel and food prices rising coupled with inflation fears we feel good nonetheless about our personal economy.

Anyway, I'm getting my 5% raise next month which is excellent. That's an extra $2400 a year or $200 a month increase. After tax, I'll get $150 net.

Our originally plan was to make extra car payment of $200 to reduce interest cost. We currently paying $700 a month and still owe $17,992.00 @ 5.49%. I guess we got into this mindset of saving aggressively very quickly (after convincing my wife) we couldn't afford it NOT to. Beside we also felt, saving on the interest alone can't create "euhporic excitment" but savings thousands of dollars can. So why stop the "money train"